Disclosure

The following information about CFP® certification applies only to advisors whose individual biographies on this website identify them as CFP® professionals. These individuals hold certification from Certified Financial Planner Board of Standards, Inc. (“CFP Board”). Certification is awarded to individuals and does not apply to Resolute Wealth Advisor, Inc. as a firm or to every member of its team. An advisor who has not completed all certification requirements and received certification from CFP Board is not a CFP® professional.

CFP® certification is voluntary and is not a federal or state licensing requirement for financial planners.

Certification Requirements

Individuals seeking CFP® certification must satisfy CFP Board’s education, examination, experience, and ethics requirements:

• Education: Complete the required financial planning coursework, including a comprehensive financial plan development capstone course, and hold a bachelor’s degree or higher from an accredited college or university. Certain qualifying credentials may satisfy part of the coursework requirement. The degree requirement began in 2007 and the capstone requirement in March 2012; individuals certified before those dates may not have completed those requirements.
• Examination: Pass the CFP® exam, which evaluates the application of financial planning knowledge to client situations.
• Experience: Complete either 6,000 hours of qualifying professional experience or 4,000 hours through an apprenticeship pathway that has additional requirements.
• Ethics: Meet CFP Board’s fitness requirements and agree to follow its Code of Ethics and Standards of

Ongoing Requirements

To maintain CFP® certification, CFP® professionals must fulfill CFP Board’s continuing education requirements, including CFP Board-approved ethics education, and comply with its renewal requirements and Code of Ethics and Standards of Conduct. Continuing education requirements are subject to change. Current requirements are available on CFP Board’s website at https://www.cfp.net/for-cfp-pros/continuing-education.

Under CFP Board’s standards, CFP® professionals must act as fiduciaries whenever providing financial advice to a client, placing the client’s interests first. Certification does not guarantee an advisor’s services or investment results. Violations may lead to disciplinary action, including suspension or revocation of certification.

More information is available at www.cfp.net. An individual’s certification status and public disciplinary history can be checked through CFP Board’s verification tool at https://www.cfp.net/verify-a-cfp-professional.

Trademark Notice

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.