Retirement Plan Consulting & Fiduciary Support

Guidance for employer-sponsored retirement plans.

Serving as a plan sponsor involves ongoing oversight and fiduciary responsibility. As plans evolve, organizations are often navigating changing regulations, growing participation, and decisions made by committee.

Resolute Wealth Advisor works with plan sponsors to provide retirement plan consulting and fiduciary support, including assistance with oversight practices and documentation.

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Schedule an Introductory Call

An introductory call allows us to discuss your organization’s needs and explore a mutual fit.

What Responsibility Means for Plan Sponsors

Employer-sponsored retirement plans are a core employee benefit and carry formal obligations for those who oversee them. Over time, plan sponsors may need to address:

Investment oversight for a diverse participant base
Ongoing evaluation of plan design, providers, and costs
Documentation and committee decision-making practices

Having an experienced advisor involved can support informed review, continuity, and thoughtful decision-making as circumstances change.

How Resolute Supports Plan Sponsors

Resolute serves as an ongoing resource for organizations seeking practical, disciplined retirement plan support. Our work commonly includes:

Supporting plan sponsors in understanding fiduciary roles and responsibilities
Assisting with investment review and due diligence processes
Providing participant education resources
Offering periodic plan reviews and evaluations

Our focus is on helping organizations operate within a clear framework, rather than reacting to short-term market or regulatory changes.

A Disciplined Oversight Process

Effective plan governance benefits from consistency and documentation. Our approach typically involves:

Understanding the plan structure, participants, and decision-makers

Reviewing governance, investment oversight, and fiduciary practices

Supporting implementation and ongoing monitoring

Revisiting the plan periodically as organizational needs evolve

This process is designed to support continuity, documentation, and long-term oversight.

Areas of Focus

Retirement Plan Services

Support related to plan structure, investment oversight, and participant education, tailored to each organization’s objectives and needs.

Fiduciary & Governance Support

Guidance for plan committees, including assistance with fiduciary processes, documentation considerations, and ongoing oversight.

For organizations whose leadership team also faces personal financial complexity, see our approach to comprehensive financial planning for individuals and families.

Common Questions About Retirement Plan Consulting

What does a retirement plan consultant do?

A retirement plan consultant helps employers review, manage, and monitor their company retirement plan. This may include plan design, investment menu oversight, fiduciary process, provider coordination, participant education, and ongoing plan review.

Does Resolute act as a fiduciary for retirement plans?

Resolute can serve in a fiduciary capacity for retirement plans, depending on the scope of the engagement. The specific role, responsibilities, and services would be outlined before an engagement begins.

When should an employer consider working with a retirement plan advisor?

An employer may consider working with a retirement plan advisor when the plan has grown, fiduciary responsibilities feel unclear, employee questions are increasing, or the organization wants a more consistent review process.

How often should an employer review its retirement plan?

Employers should review their retirement plan regularly, not only when there is a problem or provider change. Ongoing reviews can help monitor investments, fees, participation, employee education, and whether the plan still fits the organization’s needs.

What can go wrong if a retirement plan is not reviewed regularly?

If a retirement plan is not reviewed regularly, employers may miss issues related to investment performance, fees, plan design, employee participation, or provider service. While regular review does not ensure a particular outcome or eliminate fiduciary risk, a consistent process can help employers identify concerns earlier and make more informed decisions.

Does Resolute provide retirement plan education for employees?

Yes. Resolute can help provide education so employees better understand the retirement plan, their options, and the importance of participating in their financial future.

How do we know if Resolute is the right retirement plan advisor for our company?

Resolute may be a good fit for employers who want a more intentional process for managing their retirement plan and supporting their fiduciary responsibilities. We work best with organizations that value ongoing review, clear communication, and thoughtful decision-making.

Begin with a Conversation

Every organization’s retirement plan presents its own considerations. A conversation can help determine whether Resolute’s approach is the right fit.