Retirement Plan Consulting & Fiduciary Support

Retirement plan guidance for employers and plan sponsors.

Serving as a plan sponsor comes with ongoing responsibility. Over time, employers may need to review investments, providers, costs, participant needs, regulatory requirements, and decisions made by plan committees.

Resolute supports plan sponsors with ongoing retirement plan consulting, fiduciary guidance, and oversight support.

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Use this time to discuss your organization’s needs, ask questions, and learn how Resolute works with plan sponsors.

What Responsibility Means for Plan Sponsors

Revised:
Employer-sponsored retirement plans are an important employee benefit, but they also come with ongoing oversight responsibilities. Plan sponsors may need to review:

Investment oversight
Plan design, providers, and costs
Fiduciary processes and documentation
Committee decisions and follow-up

Regular review can support clear documentation and ongoing oversight as the plan evolves.

How Resolute Supports Plan Sponsors

Resolute supports plan sponsors with the ongoing work of reviewing and overseeing a retirement plan. That may include:

Clarifying fiduciary roles and responsibilities
Reviewing investments and due diligence processes
Providing participant education resources
Conducting periodic plan reviews
Documenting decisions and next steps

The plan can be reviewed on a regular schedule, with documentation maintained along the way.

A Disciplined Oversight Process

Consistent review and documentation are an important part of plan oversight. Resolute’s process typically includes:

Understanding the plan structure, participants, and decision-makers

Reviewing governance, investment oversight, and fiduciary practices

Supporting implementation and ongoing monitoring

Revisiting the plan periodically as organizational needs evolve

The same framework can be revisited over time as the plan, organization, or committee changes.

Areas of Focus

Retirement Plan Services

Plan structure, investment oversight, participant education, and ongoing review based on the organization’s needs.

Fiduciary & Governance Support

Support for plan committees with fiduciary processes, documentation, and ongoing plan oversight.

Business owners and leaders may also have personal financial planning needs. Learn more about our comprehensive approach individuals and families.

Common Questions About Retirement Plan Consulting

What does a retirement plan consultant do?

A retirement plan consultant helps employers review, manage, and monitor their company retirement plan. This may include plan design, investment menu oversight, fiduciary process, provider coordination, participant education, and ongoing plan review.

Does Resolute act as a fiduciary for retirement plans?

Resolute can serve in a fiduciary capacity for retirement plans, depending on the scope of the engagement. The specific role, responsibilities, and services would be outlined before an engagement begins.

When should an employer consider working with a retirement plan advisor?

An employer may consider working with a retirement plan advisor when the plan has grown, fiduciary responsibilities feel unclear, employee questions are increasing, or the organization wants a more consistent review process.

How often should an employer review its retirement plan?

Employers should review their retirement plan regularly, not only when there is a problem or provider change. Ongoing reviews can help monitor investments, fees, participation, employee education, and whether the plan still fits the organization’s needs.

What can go wrong if a retirement plan is not reviewed regularly?

If a retirement plan is not reviewed regularly, employers may miss issues related to investment performance, fees, plan design, employee participation, or provider service. While regular review does not ensure a particular outcome or eliminate fiduciary risk, a consistent process can help employers identify concerns earlier and make more informed decisions.

Does Resolute provide retirement plan education for employees?

Yes. Resolute can help provide education so employees better understand the retirement plan, their options, and the importance of participating in their financial future.

How do we know if Resolute is the right retirement plan advisor for our company?

Resolute may be a good fit for employers who want a more intentional process for managing their retirement plan and supporting their fiduciary responsibilities. We work best with organizations that value ongoing review, clear communication, and thoughtful decision-making.

Questions About Your Plan?

Start with a brief introductory call to learn how Resolute works with plan sponsors, or send us a message.